Terms of Use of Services

Welcome to SnappyPay! These Terms of Use ("Terms") govern your access to and use of the SnappyPay website (www.snappypay.ng) and the SnappyPay mobile applications (collectively, the "Services"), provided by Snappy Solutions ("SnappyPay", "we", "us"). By accessing or using our Services, you agree to be bound by these Terms. Please read them carefully.

  1. Acceptance of Terms
      • Your use of the Services constitutes acceptance of these Terms, along with our Privacy Notice, Cookies Policy (for our website), Disclaimers, and other Legal Notices. If you do not agree with any part of these Terms or our other legal notices, please refrain from using our Services.
  2. Changes to Terms
      • SnappyPay reserves the right to modify these Terms or any other legal notice at any time. We will notify users of any changes, and the updated Terms will be posted on our website. Your continued use of the Services after such modifications indicates your acceptance of the updated Terms.
  3. About SnappyPay
      • SnappyPay provides a platform for digital remittance, bill payments, and gift card brokerage ("Services"). These Services enable users to perform marketplace transactions conveniently through our website or mobile applications. Please note, SnappyPay is not a financial services provider or investment platform.
  4. User Responsibilities
      • Age Restriction: You must be at least 18 years old or of legal age in your jurisdiction to use our Services.


      • Registration: To use our Services, you must create a user account on our platform. By registering, you agree to provide accurate information and consent to our verification processes, including the use of your Bank Verification Number (BVN) where applicable. For details on how we handle your personal information, please refer to our Privacy Notice.


      • Account Security: You are responsible for maintaining the security of your account. Do not share your password or allow others to access your account. SnappyPay is not liable for any losses incurred due to unauthorized access to your account.


      • Data Protection: We adhere to industry standards for data security and protect your personal information in accordance with applicable laws. By using our Services, you consent to the processing of your information as described in our Privacy Policy.
  5. Restricted Activities
    1. In using our Services, you agree not to engage in activities that violate these Terms, our Privacy Policy, or any applicable laws. Prohibited activities include but are not limited to:
      • Breaching our terms or policies
      • Violating intellectual property rights
      • Selling counterfeit gift cards
      • Engaging in fraudulent activities
      • Interfering with our systems or disrupting service
      • Using the Services for unlawful purposes
  6. Consequences of Violation
    1. If we determine that you have violated these Terms, SnappyPay reserves the right to take appropriate actions, including but not limited to:
      • Suspending or terminating your access to the Services
      • Refusing to provide our Services to you in the future
      • Contacting relevant authorities or third parties affected by your actions
      • Pursuing legal action
  7. Termination
      • You may terminate these Terms by deleting your SnappyPay account. We may suspend or terminate your account if you fail to comply with these Terms, if required by law, or in cases of suspicious or fraudulent activity.
  8. Disclaimers and Limitations of Liability
      • While we strive to maintain the availability, security, and accuracy of our Services, they are provided "as is" without warranties of any kind. SnappyPay disclaims all warranties, and we are not liable for any damages arising from your use of the Services, except where prohibited by law.
  9. Indemnification
      • You agree to indemnify SnappyPay against any claims, losses, or expenses arising from your breach of these Terms or any legal violations related to your use of our Services.
  10. Applicable Law
      • These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be resolved in the courts of Nigeria, except as provided by mandatory local laws.
  11. Contact Us
      • If you have questions about these Terms of Use, please contact us at [email protected].

    12. By using SnappyPay's Services, you acknowledge that you have read, understood, and agree to these Terms of Use.

SnappyPay is a secure and user-friendly bill payment platform that enables customers to conveniently pay for a wide range of services and subscriptions. These include gift cards, virtual cards, electricity, internet, airtime, data bundles, education fees, cable TV, and much more.

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