MTN Airtime Transfer PIN: How to Change the Default 0000

If you are trying to transfer MTN airtime and your Share PIN is still 0000, you will need to change it first. MTN uses a four-digit PIN to protect airtime transfers from your line, and you can change the default PIN using *321# or by sending an SMS to 321.

You may also need this PIN if you have excess MTN airtime you want to convert to cash. When using SnappyPay, you will use your MTN Share PIN when following the airtime transfer instructions shown for your transaction.

The whole process only takes a few minutes.

What Is the Default MTN Share PIN?

The default MTN Share PIN is 0000.

If you have never changed your airtime transfer PIN before, this is the PIN your line starts with. MTN requires you to replace 0000 with your own four-digit PIN before you can start transferring airtime.

MTN Share is the service many people still remember as Share ‘N’ Sell. It allows you to transfer airtime from your MTN balance to another MTN number.

Once you change the default PIN, keep your new PIN safe because you will need it whenever you want to transfer airtime.

How to Change Your MTN PIN Using USSD

You have two options if you want to change your MTN Share PIN with USSD.

Option 1: Use the MTN Share Menu

Dial *321# and follow the MTN Share prompts on your screen to create or change your PIN.

This is the easier option if you prefer following the instructions on your phone instead of typing the full code yourself.

Option 2: Use the Direct Code

If your PIN is still 0000, dial:

*321*0000*NewPIN*NewPIN#

For example, if you want your new PIN to be 5831, dial:

*321*0000*5831*5831#

Then press send. You should receive a message from MTN confirming that your PIN has been changed.

The 5831 above is only an example. Choose your own PIN, and try not to use something too easy for another person to guess.

If you have already changed your PIN before and simply want a new one, replace 0000 in the code with your current PIN.

How to Change Your MTN Transfer PIN by SMS

You can also change your MTN Share PIN by SMS.

Open your Messages app and type your current PIN, followed by your new PIN twice. If you are still using the default PIN, use this format:

0000 NewPIN NewPIN

For example:

0000 5831 5831

Send the message to 321. MTN should send you a confirmation message once the change is successful.

The important thing is to enter the new PIN twice and make sure both numbers match.

What If You Forgot Your MTN Transfer PIN?

If you already changed 0000 to your own PIN and you can no longer remember it, do not keep trying random numbers.

MTN provides instructions for changing a PIN when you know your current one, but if you have completely forgotten your custom Share PIN, the safer option is to contact MTN directly.

Dial 300 from your MTN line and explain that you have forgotten your MTN Share PIN.

Be careful with old codes you find in blog comments, social media posts or random WhatsApp messages. MTN service codes have changed over time, so it is better to use an official MTN support channel if you cannot remember your PIN.

MTN Airtime Transfer Limits You Should Know

Once your PIN is working, there are limits on how much airtime you can transfer.

MTN Share Limit	Amount
Minimum per transfer	₦50
Maximum per transfer	₦10,000
Maximum total per day	₦100,000

This matters if you are trying to transfer a large airtime balance.

For example, if you want to transfer ₦30,000, you cannot send the whole amount in one MTN Share transaction. You would need to split it into smaller transfers that stay within the current ₦10,000 single-transfer limit.

These are MTN Share limits. They are different from the transaction limits of any Airtime-to-Cash service you may be using.

Using Your MTN PIN to Convert Airtime to Cash

Once your MTN Share PIN is set up, you can use it whenever you want to transfer airtime from your line.

That includes situations where you have more airtime than you need and would rather convert some of it to cash.

Maybe you wanted to recharge ₦2,000 but accidentally bought ₦20,000. Instead of leaving all that airtime on your line for months, you can check whether the excess amount is eligible for conversion through SnappyPay Airtime to Cash.

If this happened because you mistakenly recharged much more than you intended, you can also read our guide on what to do after accidentally buying too much airtime.

To convert MTN airtime on SnappyPay:

Sign in to SnappyPay on the web or app.
Select Airtime to Cash and choose MTN.
Enter the amount you want to convert and review the conversion details.
Use the MTN receiving number shown for your transaction.
Transfer the airtime using your MTN Share PIN.
Return to SnappyPay and complete the transaction as instructed.

Always use the receiving number shown for your current transaction.

Do not copy an MTN receiving number from an old blog post, WhatsApp message or social media comment. Receiving details can change, and sending airtime to the wrong number may create another problem.

Also check the amount you will receive before confirming. Airtime-to-Cash rates can change, so it is better to check the current conversion details when you are ready to proceed.

Why Is My MTN Airtime Transfer Not Working?

If your MTN airtime transfer keeps failing, start by checking your PIN.

Make sure you have changed the default 0000 and that you are entering the correct four-digit PIN.

Also check the amount you are trying to send and your available airtime balance. If you are trying to send more than the current MTN limit for one transfer, split the amount into smaller transactions.

A wrong receiving number or a temporary network issue can also stop the transaction from going through.

If you have checked everything and the transfer still is not working, contact MTN support instead of repeatedly attempting the same transaction.

Frequently Asked Questions

What is the default MTN transfer PIN?

The default MTN Share PIN is 0000. You need to change it to your own four-digit PIN before transferring airtime.

How do I change my MTN transfer PIN from 0000?

Dial *321*0000*NewPIN*NewPIN#. You can also dial *321# and follow the MTN Share prompts.

What is the code for changing my MTN Share PIN?

You can use *321# or the direct code *321*CurrentPIN*NewPIN*NewPIN#. If you are still using the default PIN, your current PIN is 0000.

Can I change my MTN Share PIN by SMS?

Yes. Send 0000 NewPIN NewPIN to 321 if you are still using the default PIN. For example, 0000 5831 5831.

What should I do if I forget my MTN transfer PIN?

If you have forgotten a custom MTN Share PIN, contact MTN through an official support channel. You can call 300 from your MTN line for assistance.

Can I transfer MTN airtime without a PIN?

MTN Share requires a PIN to authorize airtime transfers. If your line is still using 0000, change the default PIN before trying to transfer airtime.

Can I use my MTN Share PIN to convert airtime to cash?

Yes. When transferring eligible MTN airtime as part of an Airtime-to-Cash transaction, you will use your MTN Share PIN to authorize the airtime transfer. SnappyPay will show you the receiving instructions for your transaction.